We actively experiment and pursue innovative ideas to improve our customers’ lives, learning from both our successes and failures

We stand up for our convictions, debate respectfully in pursuit of our common goals, then fully commit to the decision, no matter what.

We take pride in our work. We take complete ownership for delivering the best results. When a mistake is made, we ask how we can make it better next time.

Customers are at the heart of everything we do. We continuously strive to understand customer needs in order to provide compliant and responsible access to credit.

We rigorously seek out the best talent and develop our people through supporting, mentoring, and inspiring each other to achieve our full potential.

We are committed to the well-being of our people. Engaged and satisfied employees build great products and take care of customers.

We use facts and data to make decisions and create better outcomes. We move fast, recognizing that data can guide us, but fast action wins over a perfect decision.