THE alternative to Payday loans

About Lending Stream

Lending Stream started providing short-term loans online in 2008. Since then, we’ve gotten better and quicker at streaming loans, helping more people to find the financial help they need.

Our belief is that short term credit can be a good thing, available to help you out when you need it. We also believe that having financial problems in the short term doesn’t automatically mean you’re bad with credit.

What does Lending Stream offer?

Better than payday loans

We offer an alternative to ‘payday loans’. Repay over 6 or 12 months, instead of just next month. Once approved, the money will be sent to your bank in under 90 seconds.

Bad credit?

We might be able to help... We look at more than just your credit score to make a decision. Our affordability and advanced underwriting help approve customers that many lenders would never consider. 

Rated excellent!

Our customers love us because we put in the extra effort.  Don’t take our word for it, check out our reviews!

Lending Stream Blogs


How to Finance Home Improvements? (4 Best Ways)

When it comes to finding the money to finance your renovations, there are 4 main options…

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How to Teach Your Teenager The Value of Money?

It’s a question that crosses the mind of many parents

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What Is the Average Credit Score in the UK?

Have you ever wondered how your credit score compares with everyone else’s in the UK?

Read more

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