Our Brands

GAIN Credit provides responsible credit solutions to the underserved.

Our brands – Lending Stream & Drafty – figure among the most trusted credit products in the UK’s alternate lending sector (source: Trust Pilot), with the launch of OYE! we have now expanded our footprint in India. Sound interesting? Read more below.

Drafty, a line-of-credit solution, enables customers to define their own limit and borrow funds accordingly at any time. In 2017, Drafty received widespread recognition from consumers as it was voted for Innovation of the Year at the Consumer Credit Awards.

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Lending Stream is a 6-month digital loan provider in the UK. Serving as a viable alternative to payday loans since 2008, Lending Stream has been the go-to option for people in need of emergency funds; a fact acknowledged by the consistently high customer review ratings which it has received since inception. In December 2016, Lending Stream won the Alternative Lender of the Year at the F5 Awards.

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OYE is transforming consumer lending by digitizing the end to end lending process. Leveraging alternate data and cutting edge technology, OYE has created a proprietary risk framework that addresses the huge unmet demand for unsecured loans. Our products are designed to enable financial institutions to leapfrog their Digital transformation journey.

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Our Customers

Desktop

14000 Visits/Month

370000 Customers

Mobile

50000 Visits/Month

Top 3 Reasons Our Customers Borrow

22 Car Repairs

18 Bills/Unexpected Expenses

15 Home Improvements/Repairs