Our Brands

GAIN Credit provides responsible credit solutions to the underserved.

Our brands – Lending Stream & Drafty – figure among the most trusted credit products in the UK’s alternate lending sector (source: Trust Pilot), with the launch of OYE! we have now expanded our footprint in India. Sound interesting? Read more below.

Drafty, a line-of-credit solution, enables customers to define their own limit and borrow funds accordingly at any time. In 2017, Drafty received widespread recognition from consumers as it was voted for Innovation of the Year at the Consumer Credit Awards.

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Lending Stream is a 6-month digital loan provider in the UK. Serving as a viable alternative to payday loans since 2008, Lending Stream has been the go-to option for people in need of emergency funds; a fact acknowledged by the consistently high customer review ratings which it has received since inception. In December 2016, Lending Stream won the Alternative Lender of the Year at the F5 Awards.

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OYE! offers one-year EMI loans to Indian salaried workers who are new to credit and have just entered the workforce. The product is easy-to-use, quick and can be applied to through the OYE! mobile app.

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Our Customers

Desktop

14000 Visits/Month

370000 Customers

Mobile

50000 Visits/Month

Top 3 Reasons Our Customers Borrow

22 Car Repairs

18 Bills/Unexpected Expenses

15 Home Improvements/Repairs