Who are we?

Founded in 2003, GAIN Credit is a tech-forward, inclusive, and responsible business using world-class innovative technology and data science to provide endless gaining opportunities for customers, employees, and merchants alike.

At GAIN Credit, our mission is to empower lives, which is about providing solutions that meet the credit needs of society in an affordable and responsible manner, ensuring that we always treat customers fairly and giving them realistic timelines to re-pay.

Our brands – Lending Stream & Drafty enjoy 4.5 & 4.3 ratings on Trustpilot respectively. Drafty, our pioneering credit-line product, is a first-of-its-kind, no-fee credit line and has been awarded ‘Innovation of the Year’ for 2017 and 2018 by the Consumer Credit Awards. 

We believe in working hard towards helping our society and those in genuine need. Our CSR initiatives focus specially on aiding with education to those in need and we encourage our GAINers to actively participate and volunteer.

Since 2020, we have been a carbon-neutral business. We are not just responsible lenders, but take our responsibilities towards our environment seriously.
This year, we have tied up with Carbon Neutral Britan (carbonneutralbritain.org) and offset our 575 tonnes of carbon for the year 2021’s emissions.

In India, we are among the top 55 Great places to work (2022). People at GAIN Credit, ‘GAINers’ as we call them – are our assets. We believe happy people lead to happy customers. We make that happen through living our company values in every interaction we have with each other. In fact, we believe the only way to ‘gain’ at GAIN Credit is through living our company values.  

Credit Excellence Awards Logo
Consumer Credit Awards
Credit Awards
F5 Awards
British Credit Awards

We strongly believe in Diversity, Equity and Inclusion

At Gain Credit, we want a diverse and inclusive working environment. Our goal is for our employees to feel empowered and to reach their full potential. We believe team members with varied demographics, pasts, and perspectives drive customer obsession through innovation, inclusive thinking, and diverse approaches to meeting customers’ needs. A diverse workforce arms us with the knowledge and insight we need to better serve our customers, our business partners and our staff.

Join our team. Gain something today.

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