Our People

Devaraj leads the enterprise architecture group at GAIN Credit, playing a key role in developing our platform for the next generation of lending products. He is also responsible for driving improvements in performance engineering, scalable systems, developer innovations and continuous delivery. Prior to GAIN Credit, Devaraj worked at Mindtree and American Megatrends – where he honed his expertise in research, architecture consulting and product engineering.

Kishan Srinivas joined GAIN Credit in July 2018 with responsibility for managing Lending Stream’s Profit & Loss responsibility from a product & commercial standpoint. Kishan has worked in India’s banking sector for 15 years and immediately prior to GAIN Credit, as Vice President at HDFC Bank, he was part of a team that oversaw and evaluated innovation and new business opportunities in the card payment space. He also managed the Profit & Loss responsibility for the premium credit card portfolio.

Rajnish joined GAIN Credit in July 2004 as a Statistical Analyst. Some of his achievements include multiple successful risk-scoring builds, creation of predictive analytics tools at account level, setting up SOPs and a dedicated team to manage data, models detecting internet impersonation for popular UK and US banks. Rajnish also kept the GC budgets in line during his stint in finance and accounting. He likes to visit new places and keeps a close tab on current affairs.

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Having joined GAIN Credit in June 2018, Satish leads the Development Operations (DevOps) team in the organization. He has 13 years of experience in working with cutting-edge tool-sets in Enterprise DevOps functions. Immediately prior to GAIN Credit, Satish worked at ADP as the Director of Application Development, with responsibility for infrastructure engineering, release engineering and support operations. A technology enthusiast to the core, Satish loves listening to podcasts in his spare time.

Prior to joining GAIN Credit, Stuart headed up compliance for major regulated financial services firms in the UK for the last 17 years. He has also worked closely with the Financial Conduct Authority (FCA) and its predecessors, including in the writing of some of the regulatory requirements at the request of the regulators. His roles have included global compliance responsibility for a firm with a regulatory footprint in 154 different countries and an annual turnover of $3.2 billion, successfully managing 8 separate FCA / Financial Services Authority (FSA) Risk Assessment visits by the regulator, and chairing a number of industry compliance committees. In his career, Stuart has also been asked to advise the office of the UK Prime Minister at 10 Downing Street on financial services issues, has chaired 2 UK competition commission inquiries responses on behalf of industry sectors, and obtained the first ever Office of Fair Trading official approval of a Trade Body Code of Practice to enable statutory regulation to be avoided for an industry sector. In his spare time, Stuart enjoys running marathons around the world and often in extreme locations, including at the North Pole and in Antarctica.

Tushar manages the Customer Management and Insights function at GAIN Credit and works in the areas of customer loyalty, customer satisfaction, retention marketing and market insights. Tushar joined Global Analytics in September 2006 as a Data Analyst and graduated to hold managerial roles for the Credit & Fraud Risk and Consumer Analytics functions before changing track to Product Management and New Product Development. Tushar enjoys traveling and watching Netflix.

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